Home Insurance

Homeowners Insurance in Michigan provides protection against most perils that can lead to damage or destruction of your home and property.

Jennifer Schembri
Jennifer Schembri
Managing Partner

Upload Your Current Policy To Compare a Quote

Home Insurance

Homeowners Insurance in Michigan provides protection against most perils that can lead to damage or destruction of your home and property.

Jennifer Schembri
Jennifer Schembri
Managing Partner

Upload Your Current Policy To Compare a Quote

Open the door and door handle with a key and a keychain shaped house.

What is Homeowners Insurance?

Homeowners Insurance in Michigan provides protection against most perils that can lead to damage or destruction of your home and property. When considering which kind of policy you need, it’s important to check various features offered by various insurance companies. At Great Lakes State Agency, we have been providing home insurance in Lansing and elsewhere since 1928. Please be sure to contact us today for more information on homeowners insurance in Michigan!

Open the door and door handle with a key and a keychain shaped house.

What is Homeowners Insurance?

Homeowners Insurance in Michigan provides protection against most perils that can lead to damage or destruction of your home and property. When considering which kind of policy you need, it’s important to check various features offered by various insurance companies. At Great Lakes State Agency, we have been providing home insurance in Lansing and elsewhere since 1928. Please be sure to contact us today for more information on homeowners insurance in Michigan!

Home Insurance Options

If you are a homeowner in Michigan, below some home insurance options to consider

Dwelling Coverage

Protects your house and attached structures from risks like fire, hail, windstorm, lightning, and many more.

Graphic of a helping hand holding onto a home

Personal Property

Pays for the loss or damage to your assets, including furniture, clothing, and electronics. Home insurance provides limited coverage to high-value items like jewelry and art. Therefore, you need personal articles floater coverage for maximum protection.

Graphic of a Home and Lock

Liability Coverage

If you or your household members cause bodily injury or property damage to other people, home insurance can save the day. For instance, if a guest slips and breaks their neck within your premises, home insurance covers medical expenses and legal suits if the person goes ahead to sue you.

Graphic of a person slipping and falling in a home

Additional living expenses (ALE) Coveragege

Suppose a covered loss causes significant damages to your home, rendering it unlivable for a couple of days. You might have to seek temporal accommodation, incurring meals and accommodation expenses in the process. The ALE coverage in your home insurance policy pays for the living expenses exceeding your average spending.

Graphic of a business and briefcase

Medical Bills

Pays for the medical bill if anyone is injured while on your property.

Graphic of a home and medical bills

Home Insurance Options

If you are a homeowner in Michigan, below some home insurance options to consider

Dwelling Coverage

Protects your house and attached structures from risks like fire, hail, windstorm, lightning, and many more.

Graphic of a helping hand holding onto a home

Personal Property

Pays for the loss or damage to your assets, including furniture, clothing, and electronics. Home insurance provides limited coverage to high-value items like jewelry and art. Therefore, you need personal articles floater coverage for maximum protection.

Graphic of a Home and Lock

Liability Coverage

If you or your household members cause bodily injury or property damage to other people, home insurance can save the day. For instance, if a guest slips and breaks their neck within your premises, home insurance covers medical expenses and legal suits if the person goes ahead to sue you.

Graphic of a person slipping and falling in a home

Additional living expenses (ALE) Coverage

Suppose a covered loss causes significant damages to your home, rendering it unlivable for a couple of days. You might have to seek temporal accommodation, incurring meals and accommodation expenses in the process. The ALE coverage in your home insurance policy pays for the living expenses exceeding your average spending.

Graphic of a business and briefcase

Medical Bills

Pays for the medical bill if anyone is injured while on your property.

Graphic of a home and medical bills

What Are Home Insurance Exclusions?

Home insurance won’t cover damage resulting from:

  • Regular wear and tear

  • Flood and earthquake

  • Mold, animals, and pest infestation

  • Nuclear hazard

  • War

What Are Home Insurance Exclusions?

Home insurance won’t cover damage resulting from:

  • Regular wear and tear

  • Flood and earthquake

  • Mold, animals, and pest infestation

  • Nuclear hazard

  • War

Michigan Welcome Sign

The Right Plan at The Right Price

Great Lakes State Agency is a trusted auto insurance agency located in Lansing, MI. We specialize in customer service and offering quality coverages to Michigan homeowners at competitive prices. Are you shopping for affordable home insurance coverage for your Michigan home? You can’t go wrong with Great Lakes State Agency. Here, we understand that no one-size-fits-all for home insurance. As such, we offer personalized home insurance plans that fit your individual needs.

Michigan Welcome Sign

The Right Plan at The Right Price

Great Lakes State Agency is a trusted auto insurance agency located in Lansing, MI. We specialize in customer service and offering quality coverages to Michigan homeowners at competitive prices. Are you shopping for affordable home insurance coverage for your Michigan home? You can’t go wrong with Great Lakes State Agency. Here, we understand that no one-size-fits-all for home insurance. As such, we offer personalized home insurance plans that fit your individual needs.