Commercial Business Insurance

Business insurance in Michigan can be an important tool in helping businesses protect their assets and keep their operations running smoothly. It can provide peace of mind and protect against potential liabilities and losses due to a variety of risks. Great Lakes State Agency is here to guide your through the process of finding the insurance keep your business covered.

Jennifer Schembri
Jennifer Schembri
Managing Partner

Commercial Business Insurance

Business insurance in Michigan can be an important tool in helping businesses protect their assets and keep their operations running smoothly. It can provide peace of mind and protect against potential liabilities and losses due to a variety of risks. Great Lakes State Agency is here to guide your through the process of finding the insurance keep your business covered.

Jennifer Schembri
Jennifer Schembri
Managing Partner
Business owner flipping the sign on his front door to say "Open"

What is Commercial Business Insurance?

Running a business in Michigan isn’t rocket science, but it isn’t child’s play either. Business enterprises operate in a risky environment. When disaster strikes, the results can be catastrophic. The good news is that business owners can be ahead of the game by investing in commercial insurance from Great Lakes State Agency. While you might be good at running a business, predicting the future borders the impossible. As such, you need commercial insurance as a safety net for your business when disaster strikes.

Business owner flipping the sign on his front door to say "Open"

What is Commercial Business Insurance?

Running a business in Michigan isn’t rocket science, but it isn’t child’s play either. Business enterprises operate in a risky environment. When disaster strikes, the results can be catastrophic. The good news is that business owners can be ahead of the game by investing in commercial insurance from Great Lakes State Agency. While you might be good at running a business, predicting the future borders the impossible. As such, you need commercial insurance as a safety net for your business when disaster strikes.

Policy Options In Michigan

Commercial insurance offers a wide range of insurance products for businesses. If you are unsure of the option that fits your business, talk to your insurance agent for guidance. The most common commercial insurance options include:

Liability Coverage

Commercial liability insurance will cover your business against bodily injury, property damage and advertising injury. This coverage is vital in the event of an accident that damages another person’s property or injures their employees. It can also help protect your business from liability lawsuits which might arise if someone were injured at your store or if another company believed you had damaged its reputation by badmouthing their product.

Graphic of a person slipping and falling

Commercial Property Insurance

Commercial Property Insurance provides protection for your business property. No matter what your business, there are many perils that could damage it. From theft and vandalism to natural disasters like floods and earthquakes, our coverage helps protect you from potentially devastating losses that can occur at any time.

Graphic of a a thief, lighting, and a flood striking a business building

Business Owner’s Policy (BOP)

The BOP provides an all-in-one package for businesses by combining the business owner’s policy and commercial property insurance. The BOP is designed to protect your hard-earned investment, with coverage for buildings, contents, liability and business interruption.

Graphic of an umbrella covering two business buildings

Commercial Auto Insurance

Commercial auto insurance protects your car, driver, and other road users when accidents occur. It also makes sure your business is covered if something happens to the vehicle while transporting company equipment or merchandise.

Graphic of a car with an icon representing insurance

Workers’ Comp Insurance

Workers’ compensation insurance provides financial protection to employees in the event of a workplace injury by paying for medical and disability expenses such as medical treatment, hospital stays and lost wages. Employers are required by law to carry workers’ compensation insurance.

Graphic of a person with a sling on their arm and an icon representing insurance

Professional Liability

Professional liability helps protect your small business if you are sued for alleged negligence resulting in financial harm. Professional liability covers legal fees, judgments and settlements associated with injuries or property damage caused by the advice you give.

Graphic of a an insurance icon over a business building

Policy Options In Michigan

Commercial insurance offers a wide range of insurance products for businesses. If you are unsure of the option that fits your business, talk to your insurance agent for guidance. The most common commercial insurance options include:

Liability Coverage

Commercial liability insurance will cover your business against bodily injury, property damage and advertising injury. This coverage is vital in the event of an accident that damages another person’s property or injures their employees. It can also help protect your business from liability lawsuits which might arise if someone were injured at your store or if another company believed you had damaged its reputation by badmouthing their product.

Graphic of a person slipping and falling

Commercial Property Insurance

Commercial Property Insurance provides protection for your business property. No matter what your business, there are many perils that could damage it. From theft and vandalism to natural disasters like floods and earthquakes, our coverage helps protect you from potentially devastating losses that can occur at any time.

Graphic of a a thief, lighting, and a flood striking a business building

Business Owner’s Policy (BOP)

The BOP provides an all-in-one package for businesses by combining the business owner’s policy and commercial property insurance. The BOP is designed to protect your hard-earned investment, with coverage for buildings, contents, liability and business interruption.

Graphic of an umbrella covering two business buildings

Commercial Auto Insurance

Commercial auto insurance protects your car, driver, and other road users when accidents occur. It also makes sure your business is covered if something happens to the vehicle while transporting company equipment or merchandise.

Graphic of a car with an icon representing insurance

Workers’ Comp Insurance

Workers’ compensation insurance provides financial protection to employees in the event of a workplace injury by paying for medical and disability expenses such as medical treatment, hospital stays and lost wages. Employers are required by law to carry workers’ compensation insurance.

Graphic of a person with a sling on their arm and an icon representing insurance

Professional Liability

Professional liability helps protect your small business if you are sued for alleged negligence resulting in financial harm. Professional liability covers legal fees, judgments and settlements associated with injuries or property damage caused by the advice you give.

Graphic of a an insurance icon over a business building
Michigan Welcome Sign

The Right Plan at The Right Price

Great Lakes State Agency is a trusted auto insurance agency located in Lansing, MI. We specialize in customer service and offering quality coverages to Michigan Business Owners at competitive prices. If you’re ready to protect your business with commercial insurance, then Great Lakes State Agency is here to help. We offer a wide range of policies designed to meet your specific needs, including property and liability coverage. Give us a call today!

Michigan Welcome Sign

The Right Plan at The Right Price

Great Lakes State Agency is a trusted auto insurance agency located in Lansing, MI. We specialize in customer service and offering quality coverages to Michigan Business Owners at competitive prices. If you’re ready to protect your business with commercial insurance, then Great Lakes State Agency is here to help. We offer a wide range of policies designed to meet your specific needs, including property and liability coverage. Give us a call today!