Auto Insurance
In Michigan

Your Michigan auto insurance policy will help to ensure that your vehicle is repaired, or replaced in the event it’s damaged or stolen. Protect your vehicle with the right insurance by calling Great Lakes State Agency at
(248) 679-8900, where our agents are ready to arrange an insurance quote and answer any questions you may have!

Jennifer Schembri
Jennifer Schembri
Managing Partner

Upload Your Current Policy To Compare a Quote

Two Drivers Arguing After Traffic Accident

Is Auto Insurance Mandatory in Michigan?

Michigan car owners are required by law to carry a minimum amount of liability coverage (Bodily Injury & Property Damage Liability) with their standard or optional no-fault insurance coverage. You can easily find out how much insurance you need by looking at the Michigan Automobile Insurance Plan (MAIP), which offers a plan for each driver’s age and car type, plus information about discounts. Michigan also requires that drivers without personal injury protection purchase additional PIP coverage; this no-fault-required coverage comes in handy if you’re injured in an accident and cannot work due to medical reasons.

Auto Insurance
In Michigan

Your Michigan auto insurance policy will help to ensure that your vehicle is repaired, or replaced in the event it’s damaged or stolen. Protect your vehicle with the right insurance by calling Great Lakes State Agency at (248) 679-8900, where our agents are ready to arrange an insurance quote and answer any questions you may have!

Jennifer Schembri
Jennifer Schembri
Managing Partner

Upload Your Current Policy To Compare a Quote

Two Drivers Arguing After Traffic Accident

Is Auto Insurance Mandatory in Michigan?

Michigan car owners are required by law to carry a minimum amount of liability coverage (Bodily Injury & Property Damage Liability) with their standard or optional no-fault insurance coverage. You can easily find out how much insurance you need by looking at the Michigan Automobile Insurance Plan (MAIP), which offers a plan for each driver’s age and car type, plus information about discounts. Michigan also requires that drivers without personal injury protection purchase additional PIP coverage; this no-fault-required coverage comes in handy if you’re injured in an accident and cannot work due to medical reasons.

Optional Add-Ons In Michigan

No matter what type of vehicle you drive, it’s paramount to observe the state-required auto insurance minimum. However, it is also prudent to consider other viable car insurance options. These optional coverages include:

Comprehensive Coverage

Comprehensive insurance covers your car against damage and loss caused by non-collision incidents. Coverage includes physical damage to your car, theft of your car after a collision, vandalism, and even hailstorms and broken windshields.

Graphic of a car and a thief

Collision Coverage

The auto insurance compensates you for damage and replacement of your vehicle when it collides with another car and other stationary objects, as well as resulting injuries.

Graphic of two cars colliding

Roadside Assistance

Whether you have a long road trip ahead or need to make an unexpected detour, our breakdown coverage can help take care of car repairs so that you don’t have to worry about getting back on the road.

Graphic of a car loaded onto a tow truck

Uninsured/Underinsured Motorist Coverage

This insurance plan is designed to pay for your medical expenses and property damages if you are hit by an uninsured or underinsured motorist. It also covers your legal expenses, in case you are sued due to an accident.

Graphic of medical and auto bills

Other Types of Optional Policies to Consider

  • Gap Coverage

  • Engine Coverage

  • Custom Parts Coverage

  • Classic Car Insurance

  • Sound System Coverage

Graphic of a person next to a shiny new car

Optional Add-Ons In Michigan

No matter what type of vehicle you drive, it’s paramount to observe the state-required auto insurance minimum. However, it is also prudent to consider other viable car insurance options. These optional coverages include:

Comprehensive Coverage

Comprehensive insurance covers your car against damage and loss caused by non-collision incidents. Coverage includes physical damage to your car, theft of your car after a collision, vandalism, and even hailstorms and broken windshields.

Graphic of a car and a thief

Collision Coverage

The auto insurance compensates you for damage and replacement of your vehicle when it collides with another car and other stationary objects, as well as resulting injuries.

Graphic of two cars colliding

Roadside Assistance

Whether you have a long road trip ahead or need to make an unexpected detour, our breakdown coverage can help take care of car repairs so that you don’t have to worry about getting back on the road.

Graphic of a car loaded onto a tow truck

Uninsured/Underinsured Motorist Coverage

This insurance plan is designed to pay for your medical expenses and property damages if you are hit by an uninsured or underinsured motorist. It also covers your legal expenses, in case you are sued due to an accident.

Graphic of medical and auto bills

Other Types of Optional Policies to Consider

  • Gap Coverage

  • Engine Coverage

  • Custom Parts Coverage

  • Classic Car Insurance

  • Sound System Coverage

Graphic of a person next to their shiny new car
Michigan Welcome Sign

The Right Plan at The Right Price

Great Lakes State Agency is a trusted auto insurance agency located in Lansing, MI. We specialize in customer service and offering quality coverages to Michigan drivers at competitive prices. To find the best auto insurance quotes, contact Great Lakes State Agency today!

Michigan Welcome Sign

The Right Plan at The Right Price

Great Lakes State Agency is a trusted auto insurance agency located in Lansing, MI. We specialize in customer service and offering quality coverages to Michigan drivers at competitive prices. To find the best auto insurance quotes, contact Great Lakes State Agency today!